{
  "url": "https://struct.news/briefs/ameris-bancorp-lost-58-million-of-quarterly-profit-as-investment-costs-rose",
  "title": "Ameris Bancorp lost $58 million of quarterly profit as investment costs rose",
  "summary": "Equipment-finance income climbed 35.9% to $18 million over six months, but it was not enough to offset the broader earnings decline.",
  "published_at": "2026-08-07T19:12:28.575292+00:00",
  "publisher": "Struct",
  "usage": "Figures are as reported by the company. Quote with attribution to the source filing.",
  "company": {
    "name": "Ameris Bancorp",
    "ticker": "ABCB",
    "cik": "351569",
    "sector": "Financial Services",
    "industry": "Banks - Regional"
  },
  "source_filing": {
    "form": "10-Q",
    "filed": "2026-08-07",
    "accession": "0000351569-26-000143",
    "url": "https://www.sec.gov/Archives/edgar/data/351569/000035156926000143/abcb-20260630.htm"
  },
  "comparison_filing": {
    "form": "10-Q",
    "filed": "2025-08-08",
    "url": "https://www.sec.gov/Archives/edgar/data/351569/000035156925000022/abcb-20250630.htm"
  },
  "reported_figures": [
    {
      "group": "Ameris Bancorp market snapshot",
      "label": "Last close",
      "value": 88.19,
      "display": "$88.19",
      "unit": "usd_per_share",
      "period": "2026-08-06",
      "detail": null,
      "source": {
        "kind": "market_data",
        "label": "Observed market close",
        "as_of": "2026-08-06"
      }
    },
    {
      "group": "Ameris Bancorp market snapshot",
      "label": "One-day move",
      "value": -0.8098076706782087,
      "display": "-0.8%",
      "unit": "percent",
      "period": "2026-08-06",
      "detail": null,
      "source": {
        "kind": "market_data",
        "label": "Observed market close",
        "as_of": "2026-08-06"
      }
    }
  ],
  "watch_next": [
    {
      "type": "interest_rates",
      "statement": "Attribution of net interest income increases to downward pricing adjustments on deposits as market rates decreased.",
      "importance": "medium",
      "evidence": "The increase in net interest income is primarily a result of downward pricing adjustments on deposits as market rates decreased, in addition to growth in average earning assets, partially offset by a decrease in asset yields.",
      "source_date": "2026-05-08"
    }
  ],
  "related_tickers": [
    "ABCB"
  ],
  "disclaimer": "Descriptive reporting of filed results. Not investment advice, and contains no forecast or recommendation."
}