{
  "url": "https://struct.news/briefs/beacon-financials-profit-tripled-while-transaction-driven-pay-doubled",
  "title": "Beacon Financial's profit tripled, while transaction-driven pay doubled",
  "summary": "Diluted shares fell from 89.6 million to 83.9 million, helping EPS rise 208% as net income climbed 192.5%.",
  "published_at": "2026-08-07T17:20:57.300290+00:00",
  "publisher": "Struct",
  "usage": "Figures are as reported by the company. Quote with attribution to the source filing.",
  "company": {
    "name": "Beacon Financial Corporation",
    "ticker": "BBT",
    "cik": "1628280",
    "sector": "Financial Services",
    "industry": "Banks - Regional"
  },
  "source_filing": {
    "form": "10-Q",
    "filed": "2026-08-07",
    "accession": "0001628280-26-054720",
    "url": "https://www.sec.gov/Archives/edgar/data/1108134/000162828026054720/bbt-20260630.htm"
  },
  "comparison_filing": {
    "form": "10-Q",
    "filed": "2025-08-11",
    "url": "https://www.sec.gov/Archives/edgar/data/1108134/000110813425000011/bhlb-20250630.htm"
  },
  "reported_figures": [
    {
      "group": "The filing in three numbers",
      "label": "Revenue",
      "value": 29947000,
      "display": "$29.9M",
      "unit": "usd",
      "period": "2025-12-31",
      "detail": null,
      "source": {
        "kind": "sec_filing",
        "label": "Filed company results",
        "form": "10-Q",
        "accession": "0001628280-26-054720",
        "filing_date": "2026-08-07"
      }
    },
    {
      "group": "The filing in three numbers",
      "label": "Revenue YoY",
      "value": 81.07993711452413,
      "display": "+81.1%",
      "unit": "percent",
      "period": "2025-12-31",
      "detail": null,
      "source": {
        "kind": "jodie_calculation",
        "label": "Calculated from filed company results",
        "form": "10-Q",
        "accession": "0001628280-26-054720",
        "filing_date": "2026-08-07"
      }
    },
    {
      "group": "The filing in three numbers",
      "label": "Net margin",
      "value": 301.4358700370655,
      "display": "+301.4%",
      "unit": "percent",
      "period": "2025-12-31",
      "detail": null,
      "source": {
        "kind": "jodie_calculation",
        "label": "Calculated from filed company results",
        "form": "10-Q",
        "accession": "0001628280-26-054720",
        "filing_date": "2026-08-07"
      }
    }
  ],
  "watch_next": [
    {
      "type": "interest_rates",
      "statement": "Lower borrowing rates reduced interest expense by $3.8 million in the latest three-month period, making rate-related funding costs a current earnings factor.",
      "importance": "medium",
      "evidence": "The decrease in interest expense on borrowed funds was primarily driven by a decrease of $3.8 million due to borrowing rates and a decrease of $3.3 million due to volume.",
      "source_date": "2026-08-07"
    }
  ],
  "related_tickers": [
    "BBT"
  ],
  "disclaimer": "Descriptive reporting of filed results. Not investment advice, and contains no forecast or recommendation."
}