{
  "url": "https://struct.news/briefs/bill-grew-revenue-13-and-cash-flow-19-net-income-still-went-red",
  "title": "BILL grew revenue 13% and cash flow 19%. Net income still went red.",
  "summary": "A $40.6 million prior-year debt-extinguishment gain disappeared, while $90.9 million of restructuring charges arrived.",
  "published_at": "2026-08-20T20:11:28.236992+00:00",
  "publisher": "Struct",
  "usage": "Figures are as reported by the company. Quote with attribution to the source filing.",
  "company": {
    "name": "BILL Holdings, Inc.",
    "ticker": "BILL",
    "cik": "1628280",
    "sector": "Technology",
    "industry": "Software - Application"
  },
  "source_filing": {
    "form": "10-K",
    "filed": "2026-08-20",
    "accession": "0001628280-26-058238",
    "url": "https://www.sec.gov/Archives/edgar/data/1786352/000162828026058238/bill-20260630.htm"
  },
  "comparison_filing": {
    "form": "10-K",
    "filed": "2025-08-28",
    "url": "https://www.sec.gov/Archives/edgar/data/1786352/000178635225000037/bill-20250630.htm"
  },
  "reported_figures": [
    {
      "group": "The filing in three numbers",
      "label": "Revenue",
      "value": 1462570000,
      "display": "$1.5B",
      "unit": "usd",
      "period": "2025-06-30",
      "detail": null,
      "source": {
        "kind": "sec_filing",
        "label": "Filed company results",
        "form": "10-K",
        "accession": "0001628280-26-058238",
        "filing_date": "2026-08-20"
      }
    },
    {
      "group": "The filing in three numbers",
      "label": "Revenue YoY",
      "value": 13.36240439259262,
      "display": "+13.4%",
      "unit": "percent",
      "period": "2025-06-30",
      "detail": null,
      "source": {
        "kind": "jodie_calculation",
        "label": "Calculated from filed company results",
        "form": "10-K",
        "accession": "0001628280-26-058238",
        "filing_date": "2026-08-20"
      }
    },
    {
      "group": "The filing in three numbers",
      "label": "Operating margin",
      "value": -5.51098408965041,
      "display": "-5.5%",
      "unit": "percent",
      "period": "2025-06-30",
      "detail": null,
      "source": {
        "kind": "jodie_calculation",
        "label": "Calculated from filed company results",
        "form": "10-K",
        "accession": "0001628280-26-058238",
        "filing_date": "2026-08-20"
      }
    }
  ],
  "watch_next": [
    {
      "type": "interest_rates",
      "statement": "Interest income on customer funds declined as lower rates reduced the yield earned on those balances.",
      "importance": "medium",
      "evidence": "a $13.4 million decrease in interest on funds held for customers primarily due to lower yield driven by the decrease in interest rates.",
      "source_date": "2026-08-20"
    },
    {
      "type": "input_costs",
      "statement": "Gross margin declined as higher amortization of capitalized internal-use software costs outweighed lower personnel-related costs.",
      "importance": "medium",
      "evidence": "Gross margin decreased to 80.9% during fiscal 2026 from 81.4% during fiscal 2025, primarily due to higher amortization of capitalized internal-use software costs paid in cash",
      "source_date": "2026-08-20"
    }
  ],
  "related_tickers": [
    "BILL"
  ],
  "disclaimer": "Descriptive reporting of filed results. Not investment advice, and contains no forecast or recommendation."
}